HISPANICS , LATINOS AND OBAMA CARE

HISPANICS , LATINOS AND OBAMA CARE

This is a summery of a post by Rep. Ruben Hinojosa That I thought was interesting.

BY REP. RUBEN HINOJOSA

The Affordable Care Act (ACA) is among the most critically essential pieces of regulation for Hispanics ever before crafted.

Make indisputable, this site regulation will certainly enhance the lives of all Americans. No area stands to gain even more compared to Hispanics. Presently millions of Hispanics in the United States do not have health care. The ACA makes 9 million Hispanics eligible for coverage they presently lack. Millions of Hispanic elders are now paying less for prescribed drugs and life time caps on coverage are a point of the past. Nobody that is eligible can be denied clinical insurance policy.

This is specifically vital for a baby kid named Houston Tracy from Crowley, Texas. Houston was born with a heart flaw merely days before the passage of the Affordable Care Act and was deemed un-insurable from childbirth due to the fact that he was regarded to have a preexisting condition right now he was birthed. His situation attracted nationwide attention, and eventually his private insurance policy company supported down under stress. Today, under the Affordable Care Act, no kid will suffer the indignity child Houston complied with. Insurance companies can not reject kids insurance coverage over a clinical demand. It additionally means Houston will mature never needing to to stress over going broke if he needs consistent care, due to the fact that the ACA eliminates lifetime limits on health care insurance coverage for everybody.

Who could perhaps wish to reject folks like Houston the capability to live without bothering with entering financial obligation due to his health care requirements? That would wish to stand in the way of aiding many individuals gain health and wellness treatment insurance coverage? The GOP that's which, sadly my buddies around the aisle have been consumed with defunding the ACA. Which is a genuine self-disgust; it's not just Hispanics which profit from the ACA. It's the American middle course, which occurs to feature a a great deal of Hispanics. It shows up the GOP isn't so worried with the middle class or Hispanics nowadays.

Let's be clear, the ACA is currently assisting our nation. For some factor Republicans are battling to quit insurance policy firms from supplying billions of dollars in refunds to all Americans on their health plan plans. The GOP wishes to quit Senior locals from receiving HALF markdowns on brand medicines. And they want to refute those with pre-existing problems wellness insurance.

After that this legislation is regarding even more than just enhancing the health treatment of all Americans, it is about personal duty. Keep in mind, for the 85 percent of Americans which already have wellness insurance coverage, the only adjustments they will certainly see under the legislation are brand-new advantages, better securities from insurance policy company abuses, and much more worth for every dollar they spend on wellness treatment.

As the chairman of the Congressional Hispanic Caucus, I can guarantee you that this regulation benefits our country, increases health and wellness care coverage and extremely really helps Hispanics and all Americans and this is why I am in support of the ACA. Today, we see the implementation of this historical brand-new health and wellness treatment act that will protect the high quality and accessibility of wellness care as a right, not an advantage for every American.

This is a genuinely historical minute, let us embrace it together.

Currently millions of Hispanics in the United States do not have health and wellness treatment. Which would certainly desire to stand in the way of really helping so numerous folks gain health and wellness care coverage? Don't forget, for the 85 percent of Americans that already have health insurance policy, the only modifications they will see under the law are brand-new benefits, much better securities from insurance policy firm misuses, and a lot more value for every dollar they invest on health and wellness treatment. As the chairman of the Congressional Hispanic Caucus, I can guarantee you that this regulation profits our country, broadens wellness treatment coverage and extremely aids Hispanics and all Americans and this is why I am in assistance of the ACA. Today, we see the implementation of this historic new wellness treatment act that will protect the top quality and ease of access of health care as a right, not a privilege for every American.

HISPANICS , LATINOS AND OBAMA CARE 

Top 14 Provisions Of Obama Care

It's hard to find anything positive on Obama Care, so I wanted to give a snapshot of the Top 14 Provisions of Obama Care at a glance.

With all the negative information, lets try to see if there is any good in Obama Care.

1.  The Average American
 ( those making under 400% FLP) will most likely see a reduction in their insurance premiums and 30 of the 44 million without insurance will gain access coverage via the "Obama Care" exchanges, medicare  or Medicaid.
Obama Care offers a number of protections and benefits to all Americans. Beyond the 10 essential health benefits mandated by Obama Care additional benefits range from chipping away at preexisting conditions to expanding health services. Overall the quality of health care is increased, while the cost, in theory, will be reduced. Middle income Americans (those making between 133% - 400% of the federal poverty level ), and employees will be able to use tax credits and subsidies on the exchanges to save up to 60% of the current cost of premiums making insurance affordable for up to 23 million Americans.

2.  Obama Care for Women
    When it comes to women Obama Care offers many pros and few cons. 47 million women will gain access to women health services, including preventive and wellness services. Many of Obama Care's new benefits for women are required by law to have no out of pocket payments. There aren't many cons for women beyond those of the Average American, however there is the issue of contraception and it's availability. Obama Care expands contraception coverage.

3.  Obama Care for Low-Income Americans
Low-income Americans will enjoy more Obama Care provisions. Since Obama Care works on a sliding scale most low income Americans, especially those without insurance, will see nothing but benefits. Medicaid expansion will cover over 15 million previously uninsured low-income individuals and families below the 133% FLP mark.

4.  Obama Care for Seniors
Obama Care for Seniors include unprecedented reforms to Medicare, including closing the "donut hole" and expanding benefits and coverage options. Millions of Seniors have already saved money or taken advantage of the no out of pocket costs for wellness and preventive visits.

5.  Obama Care for Businesses
Small Businesses will only see the positives of Obama Care while firms who don't already provide insurance and their employees will face readjustment. However only .2% of firms with over 50 employees don't already provide insurance to their full-time employees. A big pro of Obama Care911 is that it provides millions in tax credits to small businesses with under 25 employees to help offset the cost of buying health insurance for their employees. Small business has historically struggled to provide benefits to workers and half of Americans uninsured are small business owners, workers or dependents.

6.   Obama Care Provisions

Most of Obama Care's 2000 plus pages are filled with really impressive and long overdo reforms to the $2.6 trillion dollar health care system. Obama Care gives 30 of 44 million uninsured Americans access to health insurance. Tens of millions of Americans have already benefited from Obama Care's improved health care services and the average family has already saved thousands on health care costs last year alone. 

7.   Obama Care New Health Care Benefits
Obama Care gives Americans access to hundreds of new health care benefits . There are too many to count, and would make for a pretty unbiased (looking) list. However these benefits,(aside form ones mentioned elsewhere on this page, include: No annual or lifetime limits, children can stay on their parents plans to 26, FDA can approve more generic drugs driving prices down and breaking monopolies and protections against discrimination for gender, disabilities and domestic abuse.

8.   Obama Care  Preventive and Wellness Services
Millions of Americans now have access to preventive and wellness services with no out of pocket costs.

9.   Obama Care Consumer Protections
ObamaCare regulates insurance, referred to as the "rate hike " review, enacts the "80/20" rule that makes health insurance providers spend at least 80% of their income on health and marketing expenses or must be returned as rebates and being dropped from coverage for being sick or denied from a preexisting condition are all out the window in the next few years. ObamaCare has a long list of protections that are protecting your new rights, including a mandate on fast food restaurants to display calories to promote wellness.

10.  Obama Care  Cost Assistance for the Middle Class and Small Business

Those under 400% of the federal poverty level (Roughly 88k for a family of 4) could save up to 60% on their premiums via tax credits and subsidies on the health insurance exchanges. Small businesses with less than 25 full time employees have this advantage as well.

11.  Obama Care Medicaid Expansion

Those under 133% of the poverty level will (in states that have not opted out of Medicaid Expansion) will be able to be covered now that Obama Care is expanding Medicaid to low income Americans who were left without enough money to afford insurance and too much to qualify for Medicaid.

12.  Obama Care Improvements to Medicare

Obama Care does a lot for Medicare. For the most part these things are great and have already benefited tens of millions of seniors. ObamaCare closes the Medicare drug 'donut hole', provides improved preventive and wellness services with no out of pocket cost and reforms aspects of Medicare to improve overall care for seniors.

13.  Obama Care Quality Over Quantity

Doctors and hospitals will be moved from a system where they are rewarded for providing quality care, instead of being reward for quantity. Many of the provisions to enforce this punish high turnover rates, this however has some unintended consequences. Some doctors and health care institutions are getting hit hard from this, although the overall reform will create a better health care system for all Americans.

14.  Obama Care Oversight Committees

159 new boards, agencies and programs are created by Obama Care to oversee spending and to ensure Obama Care is working correctly. Having oversight on a reform of this size needs to be mandatory to ensure to program works. It's important to note that ObamaCare doesn't ration healthcare, rather it regulates the health insurance industry who have been rationing our health care for years. Your health care is still between you and your doctor and determined by your private insurance.

Now I know this will cause some stir. Please, please leave your comments on below. I will deal with the negative parts of Obama Care in a few Days.  We need rebuttals.

Source of this information can be found at http://obamacarefacts.com/ 

    

OBAMACARE911 / PROS AND CONS WHAT HAS GONE WRONG

OBAMACARE911 / PROS AND CONS WHAT HAS GONE WRONG

Obamacare 911, and all it's pros and cons

OKay America, I came across this and thought it should be brought to the fore front.  

OBAMACARE911 / PROS AND CONS



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OBAMA CARE FACTS / OBAMACARE FACTS

The information that I am About to provide is a summary of the definition provided by Wikipedia. You will find a Link to it at the bottom of the post.
So what are the Obama Care Facts. Again you find at the heart of this debate very strong feelings. To the point, that I believe will cause people to fight to support there positions. But I also have found that MANY, that's right MANY have not read the bill. What they are with is "He said" " She said " with no grounds for there position. I am not saying that everyone should not have one. I AM SAYING At Least Know What You Are Talking About.  MAKES SENSE TO ME.
Having Said That About OBAMA CARE FACTS. Let's Again Look In To It. Piece by piece. Fair Enough.

The Patient Protection and Affordable Care Act (PPACA), commonly called Obamacare^[  or the federal health care law, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. health care system since the passage of Medicare and Medicaid in 1965.

PPACA is aimed primarily at decreasing the number of uninsured Americans and reducing the overall costs of health care. It provides a number of mechanisms—including mandates, subsidies, and tax credits—to employers and individuals in order to increase the coverage rate.  Additional reforms are aimed at improving healthcare outcomes and streamlining the delivery of health care. PPACA requires insurance companies to cover all applicants and offer the same ratesregardless of pre-existing conditions or gender. The Congressional Budget Office projected that PPACA will lower both future deficits^[9] and Medicare spending.^[10]

On June 28, 2012, the United States Supreme Court upheld the constitutionality of most of PPACA in the case National Federation of Independent Business v. Sebelius

Okay As Always please leave a comment about Obama Care Facts. 

Tomorrow????????